🇳🇬 For Nigeria's everyday businesses

Your business deserves
to be trusted.

Turn your everyday business into a Financial Identity that unlocks savings, tools and credit.

Collect savings in your community? Become a Trustee agent →

Daily savingsBusiness accountTrust ScoreBank-grade security
Features that build trust

Six tools. One Financial Identity.

These aren't isolated features. Together they turn your everyday business into proof.

Daily savings

Save every day — through a trusted local agent or straight from your phone.

Business account number

Get a dedicated account so customers pay you professionally.

Cash flow tracking

See money in and money out at a glance — no guesswork.

Simple bookkeeping

Record income and expenses with tools built for everyday business.

Your reputation

Trust Score

Your discipline and consistency, measured — the reputation lenders trust.

Coming soon

Responsible mini loans

Credit designed around your business behaviour, not paperwork.

How it works

Five steps to your Financial Identity

Build proof instead of making promises — one honest transaction at a time.

Get started
An Ajo collector showing the Trustee app to his members
  1. 01

    Save daily

    Through a trusted local agent, or directly from your phone.

  2. 02

    Get a business account

    Receive a dedicated account number and let customers pay you professionally.

  3. 03

    Record your business

    Track income and expenses with simple bookkeeping made for everyday business.

  4. 04

    Grow your Trust Score

    Your score rises as your business activity and consistency grow.

  5. 05

    Unlock credit

    Access mini loans built around your behaviour — not paperwork.

Why the Trust Score matters

Your Trust Score is your reputation

  • Your Trust Score reflects your discipline, consistency and business reputation.

  • We measure how you run your business — not what you own or the collateral you have.

  • A stronger score means better access to finance and more room to grow.

A growing Trust Score built from a business's everyday activity

Our promise

Build proof instead of making promises

Every depositEvery customer paymentEvery expense you recordEvery repayment you complete

Together, they build your Financial Identity.

A Trustee agent with a phone and POS in front of their shop

Become a Trustee Agent

Help entrepreneurs in your community build their financial identities — and earn commissions. When local businesses grow, entire communities prosper.

Become an agent
Questions

Your concerns, answered

Do I need a smartphone?

No. You can save through a Trustee Agent. If you have a smartphone, you can manage everything directly in the app.

Why should I use the Trustee account?

Every transaction strengthens your financial history and helps build your Trust Score.

How do I qualify for a loan?

Your savings habits, business activity, bookkeeping and repayment behaviour all feed your Trust Score.

Is my money safe?

Trustee is built on secure financial infrastructure with regulated banking partners.

Who is Trustee for?

Every trader, tailor, mechanic, vendor, salon owner and artisan building a business.

Do I have to change how I work?

No. Keep running your business as you do — Trustee turns your everyday activity into proof.

Start today

You already work hard.
Now let it work for you.

Build your Financial Identity. Build your Trust Score. Build a business every opportunity can recognise.

Already have an account? Log in

What you get with Trustee: proof of every deposit, know who owes you, cooperative-backed, grows toward credit